HEALTH INSURANCE
HEALTH INSURANCE IS AN INSURANCE PRODUCT WHICH COVERS MEDICAL AND SURGICAL EXPENSES OF AN INSURED INDIVIDUAL. IT REIMBURSES THE EXPENSES INCURRED DUE TO ILLNESS OR INJURY OR PAYS THE CARE PROVIDER OF THE INSURED INDIVIDUAL DIRECTLY.
Documents required
- AADHAAR CARD & LINKED MOBILE NO & 1 PASSPORT PHOTO
- PAN CARD (MUST BE LINKED WITH AADHAAR CARD)
- MEDICAL REPORT IF ANY
BENEFIT
COVERING HOSPITALIZATION IN CASE OF AN EMERGENCY OR NORMAL ILLNESS, IS THE MOST PERTINENT BENEFIT OF HEALTH INSURANCE. THE EXPENSES COVERED RANGE FROM ROOM CHARGES, INTENSIVE CARE UNIT (ICU) CHARGES, COST OF MEDICAL INVESTIGATION, SURGERY CHARGES, AND DAYCARE EXPENSES; SOME ALSO COVER ALTERNATIVE TREATMENTS. THE PLANS COVER BOTH PRE AND POST-HOSPITALIZATION EXPENSES LIKE DOCTOR’S FEES. DIAGNOSTIC CHARGES ARE ALSO COVERED. PREVENTIVE HEALTH CHECK-UPS ARE ALSO PLANNED ANNUALLY, ENABLING BETTER HEALTH MONITORING BY INDIVIDUALS.
IMPORTANT INFORMATION
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