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SAVINGS & CURRENT ACCOUNT OPENING

A savings account is a good place to keep money for emergencies, shorter-term goals, or building an emergency fund

A current account is a bank account that allows you to store and withdraw money, and is designed for people who conduct a high volume of transactions:

Documents required

  • Aadhar card: …
  • Proof of identity: 
  • Proof of residence: 
  • Pan Card
  • To open a current account, you’ll typically need to provide the following documents: 
  • Identification proof: To verify your age and residential address
    Address proof: To verify your residential address
    PAN card: A unique identification number required for most financial transactions 
    Incorporation certificate: Shows that your business is a legal entity and has been set up correctly 
     

Benefit

Easy financial management: You can use online and mobile banking to check your balance, move money, and make payments. 
Business-friendly: Current accounts are designed for businesses, with features like unlimited transactions, overdraft facilities, and the ability to deposit and withdraw cash at any location. 
 
Quick access to money: You can easily access your money and make payments on time. 
 
Interest earnings: Some current accounts offer small interest earnings on your account balance. 
 
Creditors have access to your creditworthiness: Creditors can access information on your creditworthiness through inter-bank connection. 
 
Tax advantages: Offshore current accounts may offer tax advantages. 
 
No tax: Current accounts are zero-interest accounts, so there is no tax on them. 
 

Time Period

  • Get Account Ready In Just Few Mins
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